Financial Planning

Charitable Giving – Why Do People Give?

Colorado Gives Day is on December 8th this year and we work closely with a number of local nonprofits as an investment advisor, as board members, and as volunteers. Our clients also ask us about charitable giving every year as the holidays approach. It’s only natural to launch a series of posts over the coming weeks to cover key topics for individual philanthropy. There is a treasure trove of information available online these days, but we hope this series serves as a useful starting point.

For today’s post — why do people give?READ MORE

Retirement Calculator Colorado

Are you trying to determine when or if you can retire? Instead of plugging your data in to a one-size-fits-all online retirement calculator, wouldn’t you like to have a personalized retirement plan created just for you? Colorado Financial Management can create a customized retirement plan that fits your specific needs and your current situation.

To see if Colorado Financial Management can create a tailored comprehensive financial plan for you, please click here, then enter your information and submit it to us. Our advisors will review the information you submit to see if we can help you build a road-map to retirement success.READ MORE

Can I open a 401(k) for myself? It’s a possibility with an Individual 401(k).

Individual 401(k) plans are also known as a One-Participant 401(k), Solo 401(k), Spousal 401(k), Small Business 401(k), Solo-k, Self-Employed 401(k), or Uni-k. An individual who is self-employed has the ability to open a 401(k) plan along with a spouse who works for the business. This plan is only available for one person companies along with their spouse. If you have more employees than yourself or yourself plus your spouse, this plan is not for you.READ MORE

InvestmentNews – Parsing Social Security Rules for Spouses – Mary Beth Franklin


Please click the link below to view the InvestmentNews article on “Parsing Social Security Rules for Spouses”:

“The two primary claiming strategies are file and suspend and filing a restricted claim for spousal benefits only. Several professionals who viewed the training video asked if it is possible for both spouses to file and suspend their benefits or for both spouses to file a restricted claim for spousal benefits only. It is a logical question, but the short answer is no. Let me explain why…”

Click here to view the full InvestmentNews article