CFM Blog

2016 Election Update

What a night!  Like many of you, I spent last night watching the developing story about our election.  The final tally will reflect that more than 120 million Americans participated in an orderly election process, which produced a surprising Brexit-style statement about change of direction and leadership that we will be working to interpret for the next several weeks.READ MORE

What’s so Junk about Junk Bonds?

What are junk bonds? How do I analyze junk bonds? Should I invest in junk bonds? In this post I will explain these questions and tie it all together with a recent real world example.READ MORE

U.K. To Leave EU? Analysis of the Brexit Vote

This is the first major market event that has occurred since the merger of SBL and CFM at the beginning of the year.  We want all of our clients to know that we are focused on this, and working to ensure that we make correct and considered choices on your behalf.READ MORE

Why do I Need a Financial Plan?

What is Financial Planning?

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Think of a financial plan as a map of your financial future. Financial planning is the process of defining your goals, taking an inventory of your current financial situation, and devising a strategy to achieve your goals. Then, after you implement the plan’s actions, you review the progress made toward your goals, and revise your plan as needed. Financial planning is not a one-time exercise, but rather a lifelong process.READ MORE