CFM Blog

InvestmentNews – Parsing Social Security Rules for Spouses – Mary Beth Franklin


Please click the link below to view the InvestmentNews article on “Parsing Social Security Rules for Spouses”:

“The two primary claiming strategies are file and suspend and filing a restricted claim for spousal benefits only. Several professionals who viewed the training video asked if it is possible for both spouses to file and suspend their benefits or for both spouses to file a restricted claim for spousal benefits only. It is a logical question, but the short answer is no. Let me explain why…”

Click here to view the full InvestmentNews article

Summer Correction, Markets Overreact…What’s New?

When it’s spring in Paris (or Egypt), it’s time for demonstrations in the street. When it’s summer on Wall Street, it’s time for a correction. Maybe you can’t set your watch by it, but it seems to happen often enough. This one is a little different because it started in the bond market. They are always a little different. It may not be over yet, because if it isn’t scary it doesn’t count. This one was only a little scary – so far.READ MORE

Trace Welch Receives CFA Charter

Sargent Bickham Lagudis congratulates Trace Welch on his achievement of becoming a Chartered Financial Analyst charterholder. Trace successfully completed all three rigorous CFA exams and the required four years of investment work experience to join four other CFA charterholders at SBL.READ MORE

Swallowing the Cat Backwards

I was recently in Costa Rica on vacation for the first time. Our group loves to try the native cuisine and in addition to many servings of gallo pinto (rice and beans for breakfast with salsa), we also tried the local cane spirit – guaro.  Finding that it went down suspiciously like aftershave, we sought help from our rainforest tour guide on how to concoct a suitable guaro cocktail. After a 12 hour day of driving, horseback riding, zip-lining, mud bathing and more driving, he joined us for a lesson on Costa Rican cocktail mixology. How bad is guaro straight? The locals refer to the experience as tragar un gato a la inversa, or roughly translated, “swallowing the cat backwards.”

Sell in May and Go Away?

This is an old Wall Street saying that refers to both the desire to go on vacation in the summer, and to the seemingly common occurrence of a correction during the summer months. There is some truth to this. The S&P 500 has averaged a return of 1.2% in the May-to-October interval since 1945, compared with 6.9% from October through April.READ MORE